Seasonal Affective Disorder, or SAD, is a type of depression. Some symptoms of SAD include low mood, irritability, difficulty concentrating, eating more (and gaining weight), and just feeling tired all day.

New data shows the mortgage market has bounced back from the turbulence of two years ago. Think back to this time in 2022, and you’ll recall the mortgage market was in complete disarray. In the aftermath of the Mini-Budget, there was a frenzy of activity – none of it good for homebuyers or people looking to renew their mortgage.

Now the dust has settled on the Budget, let’s look at what it might mean for landlords and buy-to-let investors.

It’s considered the health epidemic of our times and affects one in nine people*. If left unchecked, it can cause migraines, nausea and hair loss and increase the risk of stroke, heart attack and dementia.